Personal Money Market Account

Get a competitive interest rate with easy access to your savings when needed.

Earn interest every month

Flexible saving

Boost your financial power with compounding monthly interest and enjoy easy access to your funds.

Do it all on your phone

Get free online and mobile banking services.¹

Save on transaction fees

Make unlimited transfers between CIBC Bank USA accounts or unlimited withdrawals in person, by mail or at an ATM.

Get rewarded for saving with us

Enjoy seamless everyday banking plus opportunities to save.

Account features

Open a Personal Money Market Account with no checking account required
Save the $15 monthly account fee by keeping your balance above $2,500²
Get free check images with each monthly account statement
Open your account with a deposit of just $50³

Apply at a CIBC US Banking Center

To get started, you'll need your identification, such as a driver's license, state ID, military ID or passport (US or other) and proof of address.

Ways to fund your account:

Deposit cash in a banking center
Transfer from an existing CIBC Bank USA account
Write a check from an external account

Find a location

Apply online

At this time, only residents of select counties in California, Florida, Illinois, Michigan, Missouri and Wisconsin are eligible to apply online.⁴Find out if you're eligible and apply today.