Deadline to make an HSA contribution

  • Current year contributions can be made from January 1 until December 31.
  • Previous year contributions can be made the following year from January 1 until the federal income tax deadline. This deadline is typically April 15 unless that date falls on a Saturday, Sunday or legal holiday, then the deadline is extended to the next business day.
  • Individuals eligible for only a portion of the previous year may still contribute up to the contribution deadline.
  • HSA eligibility requirements to make a contribution for the previous year:
    • You were covered under a high deductible health plan (HDHP) during the previous year
    • You do not have coverage under a separate non-HDHP
    • You are not enrolled in Medicare, and
    • You are not eligible to be claimed as a dependent on another individual’s tax return
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