Commercial Lending

How our commercial lending team can help

We understand the opportunities and challenges facing middle market business owners and executives.

We provide financing solutions tailored to your needs.¹

We employ our creativity, understanding, experience and expertise to build the right solution for you.

Exploring commercial lending options

Revolving lines of credit

Gives your company flexible, convenient access to cash for business needs.

Purchase inventory
Manage temporary cash-flow needs

Term loans

Finance your working capital with competitive rates and appropriate maturity.

Finance expansion
Add inventory
Invest in new equipment
Help your company grow

Letters of credit

Give added confidence to your trading partners with a letter of credit from CIBC.

Provides assurance that your obligations will be paid using the bank’s credit as long as documents called for in the letter of credit meet the terms stated.

Junior debt

Junior debt at CIBC brings more financing possibilities to businesses as both a lending and advisory partner.

Acquisition financing
Capital expenditures
Recapitalizations
Growth capital
Working capital

Loan syndications

Our US Loan Syndications Group supports the debt financing of businesses by arranging multi-bank credit facilities that fund working capital, capital expenditures, acquisitions, recapitalizations, as well as real estate construction and bridge financing needs.

Pursuing your goals as our own:

A robust distribution network of regulated and non-bank institutions
Geographic coverage across all 50 states

Combining the tools and expertise to help you grow:

Arranging senior and junior debt
Full underwriting capabilities
Debt advisory

CIBC has been rated as a top 3 syndicator in the Traditional U.S. Middle Market segment since 2018, and a top 15 syndicator each year since 2009.²

2^nd 2023

2^nd 2022

3^rd 2021

For more information, contact:

Bob Frentzel
Executive Managing Director & President, Commercial Banking

312-564-1238 Opens your phone app.

Bernie Lacayo
Head of Loan Syndications

312-564-2159 Opens your phone app.

CIBC US Locations

Find a nearby CIBC location

How our commercial lending team can help

We understand the opportunities and challenges facing middle market business owners and executives.

We provide financing solutions tailored to your needs.1

We employ our creativity, understanding, experience and expertise to build the right solution for you.

Exploring commercial lending options

Revolving lines of credit

Term loans

Letters of credit

Junior debt

Loan syndications

CIBC has been rated as a top 3 syndicator in the Traditional U.S. Middle Market segment since 2018, and a top 15 syndicator each year since 2009.2

For more information, contact:

CIBC US Locations

We provide financing solutions tailored to your needs.¹

CIBC has been rated as a top 3 syndicator in the Traditional U.S. Middle Market segment since 2018, and a top 15 syndicator each year since 2009.²