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Get the funds you need

Build your credit

Get flexible payment options

Explore our loans and lines of credit

Take advantage of our personal loans

EasyPath Personal Loan

A loan that can help you with your financial needs. Sometimes a little extra cash is all you need to help make a purchase. 

  • Borrow up to $2,500 
  • Loan terms up to two years at fixed-rate1

EasyPath Step Loan

A CD (certificate of deposit) loan that can help you build savings and establish good credit with regular and timely payments.2

  • Borrow between $500 and $10,000
  • Loan terms from 12 to 60 months at a fixed-rate3

Overdraft Protection Line of Credit

A lending product that can help you manage your finances and avoid overdraft fees. It's tied to your checking account. 

  • Help avoid bounced checks and bounced check charges
  • Cover any items that overdraw your account with automatic transfers from your line of credit, up to an approved limit
  • Pay back your line of credit with automatic payments from your account

CD Secured Loans 

A CD loan that lets you borrow against your existing CD amount, without having to pay an early withdrawal penalty. 

  • Earn interest for the life of the loan
  • Match your CD maturity with flexible terms
  • Work out a payment plan that's right for you

Apply for a personal loan today.

Get what you need for your home

Home Equity Loan

A home equity loan that can help you finance a large, one-time expense. Funds are distributed in one lump sum.

 

  • Pay no application fee  
  • Get a fixed monthly principal and interest payment
  • Get an interest rate discount when you set up an autopayment from your existing CIBC checking account

Home Equity Line of Credit

A line of credit that uses your home as collateral. You can borrow up to your approved credit limit.

 

  • Variable interest rate
  • Use cash when you need it
  • Get an interest rate discount when you set up an autopayment from your existing CIBC checking account

EasyPath Home Improvement Loan

A loan that can help with a variety of home expenses, such as repairs and improvements. 

  • Qualify for up to $10,000
  • Loan terms up to five years at fixed rate4
  • Get an interest rate discount when you set up an autopayment from your existing CIBC checking account

Finance your vehicle

Auto Loans

Our auto loans give you the option to purchase or refinance your new or used vehicle or motorcycle. We offer attractive financing and flexible terms.

  • Get competitive interest rates 
  • Make payments through CIBC NetBanking
  • Get an interest rate discount when you set up an autopayment from your existing CIBC checking account

Apply for an auto loan today. 

Your lending questions answered