Loans and lines of credit subject to credit approval.
Important information regarding EasyPath Banking products: The interest rate and annual percentage rate (APR) listed are subject to change at any time without notice. Income eligibility requirements and geographic restrictions apply and are subject to change at any time without notice. Check the EasyPath Banking Loan Lending Areas and Income Limit Chart for additional information. The loan payment will vary based on the loan amount, term, and APR. Limit of one loan in each EasyPath category per borrower at any one time. Other restrictions may apply.
1 This is a personal, unsecured loan for applicants meeting the criteria listed in the EasyPath Banking Loan Lending Areas and Income Limit Chart. Maximum loan term is 24 months.
2 The funds from the EasyPath Step Loan will be placed in a CD that matches the loan term and amount you borrow. The CD will earn interest at the current rate we offer for new CDs for the same term. Funds from the CD can’t be withdrawn until the loan is paid in full.
Favorable credit results are not guaranteed. Failure to make monthly minimum payments by the payment due date each month will result in negative information reported to credit reporting agencies, which will negatively impact your credit history. Negative credit history will not be removed from your credit report as a result of this program.
3 This is a personal loan, fully amortized and secured by a Certificate of Deposit (CD). Loan proceeds are disbursed to CD at time of loan closing and cannot be withdrawn until the loan is paid in full. If loan is in default, funds in CD will be applied against outstanding balance. Income limits do not apply to this product. Maximum loan term is 60 months.
4 The EasyPath Home Improvement Loan is an unsecured loan with a maximum term of 60 months used for home repair or improvement for an owner-occupied single-family dwelling. The APR listed is subject to change at any time without notice. The loan payment will vary based on the loan amount and term. Income eligibility requirements and geographic restrictions apply. Visit the EasyPath Banking Lending Areas and Income Limit Chart. Subject to credit approval. Limit one offer per individual. Additional terms and conditions apply.