Personal lending

Our loans and lines of credit can help you pay for purchases or major expenses like home repairs or vehicle costs.

Reach your goals with ease

Find a lending product that can help you with your expenses. Also, pay no application fee.

Improve your credit score and establish payment history with our loans¹.

Work out a payment option that's affordable and tailored to you².

Our selection of loans can help you get what you need. Find the best lending product for you.

A loan that can help you with your financial needs. Sometimes a little extra cash is all you need to help make a purchase.

A CD (certificate of deposit) loan that can help you build savings and establish good credit with regular and timely payments.⁴

A lending product that can help you manage your finances and avoid overdrawing your account. It's tied to your checking account.

Help avoid bounced checks and bounced check charges
Cover any items that overdraw your account with automatic transfers from your line of credit, up to an approved limit
Pay back your line of credit with automatic payments from your account

A CD loan that lets you borrow against your existing CD amount, without having to pay an early withdrawal penalty.

Apply for a personal loan today.

A home equity loan that can help you finance a large, one-time expense. Funds are distributed in one lump sum.

Pay no application fee
Get a fixed monthly principal and interest payment
Get an interest rate discount when you set up an autopayment from your existing CIBC checking account

A line of credit that uses your home as collateral. You can borrow up to your approved credit limit.

Variable interest rate
Use cash when you need it
Get an interest rate discount when you set up an autopayment from your existing CIBC checking account

A loan that can help with a variety of home expenses, such as repairs and improvements.

Qualify for up to $10,000
Loan terms up to five years at fixed rate⁶
Get an interest rate discount when you set up an autopayment from your existing CIBC checking account

Apply for a home loan today.

What documentation do I need to apply for a loan?

How do you review my loan or line of credit application?

What happens if I miss a payment or make a late payment?