Personal Savings Accounts

Whether you’re putting away money for a special purchase, building personal wealth, or saving for an unexpected expense, CIBC Bank USA offers a variety of savings options to help you reach your short and long-term financial goals.

Personal Savings

Best for clients who want
A savings account with a low minimum balance requirement, unlimited in person withdrawals and the ability to earn a higher interest rate as your balance increases.


Account earns interest
Yes


Account Information
$50 minimum deposit to open an account. $3 fee per quarter if the account balance falls below $250 any day in the statement cycle.


Online application
Residents of select U.S. counties are eligible to apply online.1

Personal Money Market

Best for clients who want
A money market account that earns a competitive interest rate and allows unlimited in person withdrawals to provide liquidity and easy access to your money.


Account earns interest
Yes


Account Information
$50 minimum deposit to open an account. $15 fee per monthly statement cycle if the daily account balance falls below $2,500.


Online application
Residents of select U.S. counties are eligible to apply online.1

Additional products and services may be available for clients with relationships of $1 million or more. Contact your banker or visit your local branch to learn more.

Certificates of Deposit (CDs)

Best for clients who Want
A low-risk investment that earns a guaranteed return with fixed interest rates and a choice of term lengths.
 

Account earns interest
Fixed interest rate and Annual Percentage Yield (APY)

Jumbo CDs

BEST FOR CLIENTS WHO want
A low-risk investment with a $100,000 minimum balance requirement that earns a guaranteed return with fixed interest rates and a choice of term lengths.


ACCOUNT EARNS INTEREST
Fixed interest rate and Annual Percentage Yield (APY)

Additional products and services may be available for clients with relationships of $1 million or more. Contact your banker or visit your local branch to learn more.

Your personal savings account questions answered


Opening your personal savings account

Personal savings account fees and details

Managing your personal savings account

If you have other questions about these products, contact our Client Support Center at 877-448-6500 Opens your phone app.. Opens your phone app.