Personal Savings Accounts

Whether you’re putting away money for a special purchase, building personal wealth, or saving for an unexpected expense, CIBC Bank USA offers a variety of savings options to help you reach your short and long-term financial goals.

CIBC Savings

Best for clients who want
A savings account with a low minimum balance requirement, unlimited in person withdrawals and the ability to earn a higher interest rate as your balance increases.


Account earns interest
Yes


ACCOUNT Information
$3 fee per quarter if the account balance falls below $250 any day in the statement cycle.

CIBC Agility™ Savings

BEST FOR CLIENTS WHO WANT
An online-only savings account that puts your money to work for you with a higher interest rate than a traditional savings account.
 

ACCOUNT EARNS INTEREST
Yes
 

ACCOUNT Information
$1,000 minimum deposit to open an account. No monthly account maintenance fees. Available online only.

CIBC Money Market

BEST FOR CLIENTS WHO WANT
A money market account that earns a competitive interest rate and allows unlimited in person withdrawals to provide liquidity and easy access to your money.


ACCOUNT EARNS INTEREST
Yes


ACCOUNT Information
$50 minimum deposit to open an account. 

Additional products and services may be available for clients with relationships of $1 million or more. Contact your banker or visit your local branch to learn more.

Certificates of Deposit (CDs)

Best for clients who Want
A low-risk investment that earns a guaranteed return with fixed interest rates and a choice of term lengths.
 

Account earns interest
Fixed interest rate and Annual Percentage Yield (APY)

Jumbo CDs

BEST FOR CLIENTS WHO want
A low-risk investment with a $100,000 minimum balance requirement that earns a guaranteed return with fixed interest rates and a choice of term lengths.


ACCOUNT EARNS INTEREST
Fixed interest rate and Annual Percentage Yield (APY)

Additional products and services may be available for clients with relationships of $1 million or more. Contact your banker or visit your local branch to learn more.