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Explore our savings accounts

Personal Savings

A savings account with a low minimum balance requirement and the ability to earn more interest when you maintain a higher balance.

  • No maintenance fees if the balance is above $2502
  • Earns a tiered interest rate
  • Minimum $50 deposit to open this account

Personal Money Market

A money market account that earns a competitive interest rate and provides liquidity and easy access to your money.

  • No maintenance fees if the balance is above $2,5003
  • Earns a tiered interest rate
  • Minimum $50 deposit to open this account

CDs

A low-risk investment that earns a predictable return at a fixed interest rate and term.

  • No annual or custodial fees
  • Earn an interest rate with terms from 30 days to 5 years
  • Minimum $1,000 deposit to open this account and earn interest
  • Renewed automatically at maturity

Jumbo CDs

A low-risk investment with a $100,000 minimum balance requirement that earns a predictable return at a fixed interest rate and term.

  • No annual or custodial fees
  • Earn an interest rate with terms from 7 days to 5 years
  • Minimum $100,000 deposit to open this account and earn interest 
  • Renewed automatically at maturity

Start banking with us

Apply online

  • Make an internal transfer from an existing CIBC Bank USA account
  • Transfer money from another bank5  
  • Mail a check to:

CIBC Bank USA
6825 West 111th St.
Worth, Illinois
60482

Apply at a banking center

  • Deposit cash in branch
  • Transfer from an existing CIBC Bank USA account
  • Write a check from an external account

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Your savings account questions answered