Personal Savings Accounts

Whether you’re putting away money for a special purchase, building personal wealth, or saving for an unexpected expense, CIBC Bank USA offers a variety of savings options to help you reach your short and long-term financial goals.

CIBC Savings

Best for clients who want
A savings account with a low minimum balance requirement, unlimited in person withdrawals and the ability to earn a higher interest rate as your balance increases.


Account earns interest
Yes


ACCOUNT Information
$3 fee per quarter if the account balance falls below $250 any day in the statement cycle.

Learn more about the CIBC Savings Account.
CIBC Agility™ Savings

BEST FOR CLIENTS WHO WANT
An online-only savings account that puts your money to work for you with a higher interest rate than a traditional savings account.
 

ACCOUNT EARNS INTEREST
Yes
 

ACCOUNT Information
$1,000 minimum deposit to open an account. No monthly account maintenance fees. Available online only.

Learn more about the CIBC Agility Savings Account.
CIBC Money Market

BEST FOR CLIENTS WHO WANT
A money market account that earns a competitive interest rate and allows unlimited in person withdrawals to provide liquidity and easy access to your money.


ACCOUNT EARNS INTEREST
Yes


ACCOUNT Information
$50 minimum deposit to open an account. 

Learn more about the CIBC Money Market Account.

Additional products and services may be available for clients with relationships of $1 million or more. Contact your banker or visit your local branch to learn more.

Certificates of Deposit (CDs)

Best for clients who Want
A low-risk investment that earns a guaranteed return with fixed interest rates and a choice of term lengths.
 

Account earns interest
Fixed interest rate and Annual Percentage Yield (APY)

Learn more about the Certificates of Deposit

Jumbo CDs

BEST FOR CLIENTS WHO want
A low-risk investment with a $100,000 minimum balance requirement that earns a guaranteed return with fixed interest rates and a choice of term lengths.


ACCOUNT EARNS INTEREST
Fixed interest rate and Annual Percentage Yield (APY)

Learn more about the Jumbo Certificates of Deposit

Additional products and services may be available for clients with relationships of $1 million or more. Contact your banker or visit your local branch to learn more.