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Put time and money into your business, not your banking
No application fees
We want every dollar you put towards your business to count. That's why we've eliminated fees when processing your application.
Qualify for up to $100,000 in credit1
Whether you need funds for purchasing equipment, supplementing cash flow or meeting seasonal needs, our credit limit can make that possible.
Bank from your own office2
Manage your finances wherever you are on your computer or with your mobile device.
Choose your financing option
To get started, you'll need a piece of government ID, a CIBC US deposit account and supporting documents, such as business licenses, tax returns and bank account statements.1
Small Business Revolving Line of Credit
An account with an approved credit limit to borrow and pay back funds when you need it. Gives you the flexibility to manage any unexpected or fluctuating expenses.
- No origination fee
- Up to 1 year term
- Variable rate
Small Business Term Loan
A lump sum you receive upfront and pay down with regular, scheduled payments. Ideal for any fixed expenses you'd like to pay off, such as equipment purchases.
- No origination fee
- 1 to 5 year term
- Rate of 5.75% or 6.75% based on term
Start your application today
Get expert advice at your nearest branch, or call us at 877-448-6500 Opens your phone app..
You can also apply at any CIBC Banking Center when you download and complete the Small Business Loan Application (PDF, 780 KB) Opens in a new window..
Set up your business for success
Protect your money and your business
We’re committed to protecting you and your small business from fraudulent activity. Our fraud protection services, such as Positive Pay services, account alerts and round-the-clock fraud monitoring help safeguard your accounts and finances.
Count on expert advice
Our team of relationship managers have the right expertise to understand your small business. Together we can provide custom products and advice to help you start your business and keep it on the right track.
Stay connected with digital banking
Running a business can keep you busy. We can help you keep track of what you need to do with Business NetBanking and the CIBC US BNB Mobile App. You can automate bill payments, set up recurring transfers, get account notifications and more.2
Our tools, your answers
We want you to feel empowered when it comes to your business. Use our calculators to figure out how our products can meet the current and future needs of your business.
