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Use an SBA loan to help grow your business
Insightful expert advice
Flexible borrowing options
Longer repayment terms
What's an SBA loan?
Choose the right SBA loan for you
7(a) loans
A loan that's used for business acquisition, real estate purchases, equipment, expansion, inventory, leasehold improvements, debt refinance and working capital.
- Borrow up to $5 million
- 7-to 10-year term for most business purposes and up to a 25-year term for real estate
- Competitive low interest rates
- For-profit company based in the US
- Demonstrate a business need for a loan
- Not delinquent on any exist debt to the US government
- Have a net worth of less than $15 million
- Have an average net income of $5 million or less (after income tax) for the two years preceding your application
504 loans
A loan for for real estate or equipment where the bank lends 50% of the cost. The Certified Development Companies (CDC) covers up to 40% and the borrower contributes 10% in equities.
- Borrow up to $5 million in lending from the CDC
- 10-year term, 20-year term and 25-year term
- Competitive low interest rates
- For-profit company based in the US
- Demonstrate a business need for a loan
- Not delinquent on any exist debt to the US government
- Have a net worth of less than $15 million
- Have an average net income of $5 million or less (after income tax) for the two years preceding your application
SBA Express
A loan that's used for revolving lines of credit or term loans. It's a quick and easy way to receive government-guaranteed financing for your business.
- Borrow up to $500,000
- Up to a 10-year term
- Competitive low interest rates
- For-profit company based in the US
- Demonstrate a business need for a loan
- Not delinquent on any exist debt to the US government
- Have a net worth of less than $15 million
- Have an average net income of $5 million or less (after income tax) for the two years preceding your application
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Interested in an SBA loan?
Overview
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Set up your business for success
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Our small business success stories
$4,700,000
7(a) loan used to buy out a partner and purchase real estate for a spice manufacturer in Illinois.
$950,000
7(a) loan used to buy equipment for a technology security services company in Ohio.
$456,000
7(a) loan used to acquire a home care business in Wisconsin.