Asset-based Lending

At CIBC, we believe your business deserves a unique banking relationship. Our experienced Asset-based Lending team specializes in crafting financing solutions specifically for clients whose best assets go beyond the balance sheet. We'll invest the time to understand your company so we can build a banking partnership that fits your business and delivers on your goals.

Financing solutions

CIBC’s breadth of products and services specifically tailors to our middle market clients. Whether a multi-generational, family-owned business or a sponsor-owned business, our clients benefit from our ability to structure solutions beyond traditional asset values. The structure of Asset-based Lending solutions typically allows for higher leverage and more flexible covenant packages while the monitoring of collateral typically allows for greater access to liquidity. With direct lines of credit¹ from $7.5 million to $50 million and syndication capabilities¹ of over $150 million, we can help qualified companies secure financing for:

Acquisitions and mergers
Turnaround
Recapitalization
Inconsistent earnings history

Balance sheet restructuring
Debtor-in-possession financing
Capital expenditures

Recent transactions

Our asset-based lenders understand the challenges facing middle market business owners and executives. We take the time to get to know you, your business and what matters most to provide customized solutions and advice your business deserves. Since 2009, the Asset-based Lending team has extended over $2 billion in asset-based commitments across 31 states.