At CIBC, we believe your business deserves a unique banking relationship. Our experienced Asset-based Lending team specializes in crafting financing solutions specifically for clients whose best assets go beyond the balance sheet. We'll invest the time to understand your company so we can build a banking partnership that fits your business and delivers on your goals.

Financing solutions

CIBC’s breadth of products and services specifically tailors to our middle market clients. Whether a multi-generational, family-owned business or a sponsor-owned business, our clients benefit from our ability to structure solutions beyond traditional asset values. The structure of Asset-based Lending solutions typically allows for higher leverage and more flexible covenant packages while the monitoring of collateral typically allows for greater access to liquidity. With direct lines of credit1 from $7.5 million to $50 million and syndication capabilities1 of over $150 million, we can help qualified companies secure financing for:

  • Acquisitions and mergers
  • Turnaround
  • Recapitalization
  • Inconsistent earnings history
  • Balance sheet restructuring 
  • Debtor-in-possession financing
  • Capital expenditures

Recent transactions

Our asset-based lenders understand the challenges facing middle market business owners and executives. We take the time to get to know you, your business and what matters most to provide customized solutions and advice your business deserves. Since 2009, the Asset-based Lending team has extended over $2 billion in asset-based commitments across 31 states.

Horizon Hobby logo

Horizon Hobby
Champaign, Illinois

ReelPower International logo

ReelPower International
Houston, Texas

Choice Adhesives logo

Choice Adhesives

Solid Gold logo

Solid Gold
Chesterfield, Missouri

Omega Morgan logo

Omega Morgan
Hillsboro, Oregon

ASAP Industries logo

ASAP Industries
Houma, Louisiana

Identity Group logo

Identity Group
Nashville, Tennessee

Phusion Projects logo

Phusion Projects
Chicago, Illinois

The Asset-based Lending team

From our headquarters in Chicago and regional offices across the country, we serve middle market clients coasts-to-coast.

Contact the Asset-based Lending team:

East

Joe Panico
Managing Director
216-456-2980Opens your phone app.

Southeast

Jean Page
Managing Director
954-235-5187Opens your phone app.

Midwest

Mike Williams
Managing Director
312-564-2083Opens your phone app.

Southcentral

Loren Willet
Managing Director
214-300-5241Opens your phone app.

Northwest

Derek Rosenstrauch
Managing Director
805-451-4469Opens your phone app.

Southwest

John Roberts
Managing Director
818-389-6607Opens your phone app.

Map of the continental U.S. showing the area served by the Asset-based Lending team