Building solutions for your company's evolving needs

Simple banking platform

As the speed of information increases, we can help your finance team analyze financial data quickly and easily to make more informed business decisions.

Access funds faster

Manage your liquidity in real-time and accelerate collections with our nationwide wholesale lockbox to reduce float and expedite cash application.

Control disbursements

Streamline payments and improve cash forecasting by receiving accurate check clearing information daily, allowing you to make timely funding decisions.

Online banking

CIBC’s Business NetBanking (BNB) is an intuitive online banking system that allows you to view balances and transactions, initiate payments, manage Positive Pay exceptions, and more, all in one portal. BNB tools include:

  • Previous and same-day reporting
  • Wire and ACH origination
  • Check and ACH Positive Pay
  • Online statements
  • Image services


CIBC offers an array of products to help you access incoming funds. You can simplify processing with remote capture and accelerate collections with our nationwide wholesale lockbox to reduce float and expedite cash application.

  • Incoming ACH
  • RemoteDeposit (remote capture)
  • Merchant acquiring services
  • Cash vault services
  • Wholesale lockbox


To ensure positive cash flow, it is critical to maintain strong control over disbursements. Our Treasury Management advisors will analyze your payables and help you develop your firm’s optimal payment strategy with:

  • Domestic and international wires
  • ACH
  • FTP file origination
  • Account reconciliation
  • Commercial card services
  • Controlled disbursement accounts
  • Search and retrieve check images

Fraud prevention tools

Our team is here to help keep your business safe from fraudsters by providing education and best practices. We offer a range of tools  through our BNB platform, including:

  • Check payee positive pay
  • ACH positive pay
  • Free online banking security software from
  • Trusteer Rapport
  • Reverse positive pay
  • Token and out of band authentication

Read more about fraud prevention

Corporate liquidity tools

Money market deposit accounts (MMDAs)

Our Money Market Deposit Accounts offer competitive yields with unlimited in person withdrawals and up to six pre-authorized, automatic, or telephone transfers or checks or debit card transactions permitted per monthly statement cycle. Transfers are immediately available. 

Certificate of deposit accounts (CDs)

Certificates of Deposit can provide better returns with additional benefits of locking in your interest rate. CIBC offers you the flexibility of maturities from seven days to five years.

Business Interest Sweeps

Business Interest Sweep accounts deliver the convenience of automated overnight investing and a competitive interest rate.