Savings, Money Market and NOW accounts

Grow your hard-earned money at competitive rates. Access funds when you need them for your long- and short-term business goals.

Saving with us is good for business

Earn at competitive rates

The more you save, the more you earn. Our interest rates let your money grow while you plan for your next purchases and goals.

Deposit checks with your phone

Reach your savings goals. Use the CIBC US BNB Mobile App to snap a photo of your check and deposit it to your account.

Get your money anytime

Saving doesn't mean locking your funds away. Our accounts provide flexible deposits and withdrawals so your money is always ready for you.

Explore our savings accounts for small businesses

Business Savings

A basic savings account with a competitive interest rate and unlimited withdrawals.

No monthly maintenance fee when you maintain a monthly average ledger balance of $200¹
Unlimited withdrawals in person at a CIBC banking center or a CIBC ATM

Learn more

Small Business Money Market

A money market account with a tiered interest rate and anytime access to your funds.

No monthly maintenance fee when you maintain a daily minimum balance of $2,500²
Unlimited withdrawals in person at a CIBC banking center or a CIBC ATM

Learn more

Explore our accounts for government agencies and law firms

Public Funds now

A now account for public entities and government agencies.

No monthly maintenance fee when you maintain a monthly average ledger balance of $2,500³
First 500 transactions included at no cost⁴

Learn more

Iolta

An account exclusively for attorneys and law firms managing general trust funds.

No monthly maintenance fee
Unlimited check writing and deposits
Eligible states: California, Florida, Illinois, Michigan, Missouri, and Wisconsin

Learn more

Set up your business for success

Protect your money and your business

We’re committed to protecting you and your small business from fraudulent activity. Our fraud protection services, such as Positive Pay services, account alerts and round-the-clock fraud monitoring help safeguard your accounts and finances.

Learn about fraud protection

Count on expert advice

Our team of relationship managers have the right expertise to understand your small business. Together we can provide custom products and advice to help you start your business and keep it on the right track.

Stay connected with digital banking

Running a business can keep you busy. We can help you keep track of what you need to do with Business NetBanking (BNB) and the CIBC US BNB Mobile App. You can automate bill payments, set up recurring transfers, get account notifications and more.

Sign on

Connect with us

Call us at 877-448-6500

Visit a banking center