Qualifications for a CIBC checking account:

• You're a current U.S. resident age 18 or older
• You have a Social Security number
• You're currently employed and can provide employment details
• You have a U.S. driver's license or state-issued identification
• If you're applying with a co-applicant, that person also meets the same qualifications

If you apply online, we offer individual and joint account ownership at the time you open your account. You can't set it up as a trust, fiduciary or custodial account. Instead, you can establish it as a payable-on-death (POD) account after you've opened it. To add POD beneficiaries, complete the form CIBC Agility Beneficiary Designation for a Payable-on-Death Account (PDF, 130 KB) Opens a new window in your browser.. To request a hard copy in the mail, call us at 877-448-6500Opens your phone app..

For other ownership options, open an account at one of our banking centers.

Yes. Our checking accounts are FDIC insured up to the applicable limits.

There are no minimum balance requirements or monthly maintenance fees for our checking accounts.

There are no restrictions on the number or type of transactions you can make for iCan, myChoice Plus or myChoice Prestige checking accounts.

Yes, we’ll reimburse you for ATM fees incurred at ATMs outside of the CIBC Bank USA network. For iCan and myChoice Prestige checking accounts, the refund is up to $50 and for the myChoice Plus checking account the refund is up to $25.

To find an ATM near you, go to U.S. locationsOpens a new window in your browser..

Yes, you can bank anywhere, anytime through CIBC NetBanking:

• Sign up for electronic statements
• Check your balance and transaction history
• Transfer funds between your CIBC accounts
• Pay U.S. billers
• Make person-to-person transfers (90 days after the account is opened)
• Transfer money between your CIBC bank account and your external accounts at other financial institutions (You can make external transfers through CIBC NetBanking 30 days after account opening)

Sign on to CIBC NetbankingOpens a new window in your browser. .

Yes, the CIBC US Mobile Banking App lets you check your balances and transaction history, transfer between your CIBC Bank USA accounts, pay bills, make person-to-person payments (90 days after you open your account) and make a deposit via mobile remote deposit services.

To download the app on your mobile device, go to the App StoreOpens a popup. or Google PlayOpens a popup..

Sign up for electronic statements through CIBC NetBanking:

• Sign on to NetBanking
• Select Accounts
• Select Statements
• Enroll your accounts for electronic statements

Once you're enrolled, you'll receive an email alert when a new statement is available to review and print.

To get started, sign on to CIBC NetBankingOpens a new window in your browser..

To order checks, visit one of our banking centersOpens a new window in your browser. or call us at 877-448-6500Opens your phone app..

Our routing number is 071006486.