Choose the Best CIBC US Personal Checking Accounts

Bank with confidence, anytime

Pay no monthly maintenance fees

Get day-to-day banking with no monthly maintenance fees and no minimum balance requirements.

Bank comfortably, anywhere

Manage your finances with free online and mobile banking.¹

Get reimbursed for ATM fees

We’ll reimburse you for ATM fees incurred at bank machines outside of the CIBC Bank USA network.²

Explore our checking accounts

Our checking accounts give you the flexibility to manage your money your way.

Start with a $50 minimum opening deposit.

iCan Checking

A basic checking account with no minimum balance requirement for your everyday banking.

Earn 1% cash back on debit card purchases, up to $20³

Get up to $50 per month in ATM refunds⁴

Apply now Learn more

myChoice Plus Checking

An interest-bearing checking account to grow your money with no monthly maintenance fees.

Earn interest on balances of $0.01 or more

Get up to $25 per month in ATM refunds⁴

Apply now Learn more

myChoice Prestige Checking

An interest-bearing checking account that earns more interest with a higher balance.

Earn a tiered interest rate with a minimum balance of $10,000

Get up to $50 per month in ATM refunds⁴

Apply now Learn more

Our accounts are FDIC-insured Opens in a dialog..

Start banking with us

Apply for an account online⁵ or at one of our banking centers. If you're an existing client, your application may be even shorter.

Apply online

To get started, you'll need your social security number, a US address (not including US territories) and a driver's license or State ID.

Ways to fund your account:

Make an internal transfer from an existing CIBC Bank USA account

Transfer money from another bank⁶

Mail a check to CIBC Bank USA, 6825 West 111th St., Worth, Illinois 60482

Apply at a banking center

To get started, you'll need your identification, such as driver's license, state ID, military ID or passport (US or other) and proof of address.

Ways to fund your account:

Deposit cash in branch

Transfer from an existing CIBC Bank USA account

Write a check from an external account

Sign up for digital banking

Bank your way, anytime.

Manage your accounts with ease wherever you are. You can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device.

Learn more about digital banking

Check out our other accounts

HSA Checking

A tax-advantaged, interest-bearing checking account that can help you save for current and future health insurance and medical expenses.

Learn more about the HSA Checking account.

EasyPath Access

A checking account designed to help you avoid overdrafts and overdraft fees. We may stop transactions⁷ that bring the account into a negative balance⁸.

Learn more about the EasyPath Access account.

Additional products and services may be available for clients with relationships of $1 million or more. To learn more, contact your relationship manager or visit your local banking center Opens in a new window..