Personal Checking Accounts


Choose from a variety of checking accounts offered by CIBC Bank USA that give you the flexibility to manage your money the way you like. We'll help you find the right account to meet your banking needs.

iCan Checking

Best for clients who want

 A basic checking account with no minimum balance requirement for your everyday banking activity.

Account Earns Interest

No

Account Information

  • No monthly account maintenance fees
  • 1% monthly cash back on debit card purchases, up to $20, on the last day of your statement cycle1
  • Free online and mobile banking2
  • Up to $50 per month in ATM refunds3
  • $50 minimum opening deposit

myChoice Plus Checking

Best for clients who want

An interest-bearing checking account that allows you to grow your money with no monthly maintenance fees.

Account Earns Interest

Yes

Account Information

  • No monthly account maintenance fees
  • Free online and mobile banking2
  • Up to $25 per month in ATM refunds3
  • $50 minimum opening deposit

myChoice Prestige Checking

Best for clients who want

An interest-bearing checking account that allows you to earn more interest with a higher balance. 

Account earns interest

Yes

Account Information

  • Tiered interest rate based on balance
  • Maintain a minimum balance of $10,000 to earn interest
  • Up to $50 per month in ATM refunds2
  • $50 minimum opening deposit

HSA Checking

An interest-bearing checking account that may allow you to make tax-deductible contributions and earn tax-free interest, so your funds can be used to pay for qualified out-of-pocket medical expenses.

EasyPath Access

An account specifically designed to help you avoid overdrafts and overdraft fees. CIBC Bank USA will stop transactions4 that would cause the account to become overdrawn5.

Additional products and services may be available for clients with relationships of $1 million or more. Contact your banker or visit your local banking center to learn more.