Personal checking accounts

Bank the way you want with our personal checking accounts. We'll help you find the right account to meet your banking needs.

Bank with confidence, anytime

Pay no monthly maintenance fees

Get day-to-day banking with no monthly maintenance fees and no minimum balance requirements.

Bank comfortably, anywhere

Manage your finances with free online and mobile banking.¹

Get reimbursed for ATM fees

We’ll reimburse you for ATM fees incurred at bank machines outside of the CIBC Bank USA network.²

Explore our checking accounts

Our checking accounts give you the flexibility to manage your money your way.

Start with a $50 minimum opening deposit.

iCan Checking

A basic checking account with no minimum balance requirement for your everyday banking.

Earn 1% cash back on debit card purchases, up to $20³
Get up to $50 per month in ATM refunds⁴

Learn more about the iCan Checking account.

myChoice Plus Checking

An interest-bearing checking account to grow your money with no monthly maintenance fees.

Earn interest on balances of $0.01 or more
Get up to $25 per month in ATM refunds⁴

Learn more about the myChoice Plus Checking account.

myChoice Prestige Checking

An interest-bearing checking account that earns more interest with a higher balance.

Earn a tiered interest rate with a minimum balance of $10,000
Get up to $50 per month in ATM refunds⁴

Learn more about the myChoice Prestige Checking account.

Our accounts are FDIC-insured Opens in a dialog..

Apply at a banking center

To get started, you'll need your identification, such as driver's license, state ID, military ID or passport (US or other) and proof of address.

Ways to fund your account:

Deposit cash in branch
Transfer from an existing CIBC Bank USA account
Write a check from an external account

Sign up for digital banking

Bank your way, anytime.

Manage your accounts with ease wherever you are. You can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device.

Learn more about digital banking

Check out our other accounts

HSA Checking

A tax-advantaged, interest-bearing checking account that can help you save for current and future health insurance and medical expenses.

Learn more about the HSA Checking account.

EasyPath Access

A checking account designed to help you avoid overdrafts and overdraft fees. We may stop transactions⁵ that bring the account into a negative balance⁶.

Learn more about the EasyPath Access account.

Additional products and services may be available for clients with relationships of $1 million or more. To learn more, contact your relationship manager or visit your local banking center Opens in a new window..

Your checking account questions answered

What types of account ownership do you offer?

How do I sign up for electronic statements?

Connect with us

Call us at 877-448-6500

Visit a banking center

Email us