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Foreign National Residential MortgagE
Purchase or refinance a second home in the U.S. with mortgage financing from CIBC Bank USA
Why get a mortgage with us?
Flexible options
Choose a mortgage that fits your budget and your long-term financial goals.
No prepayment penalties
Prepay all or part of your loan at any time without penalty.
Client perks
Your banking relationship with us may qualify you for discounts on an adjustable-rate mortgage.1
Find the right mortgage for you
Fixed-rate mortgage
Lock in the same interest rate for your entire mortgage term.
- 15- or 30-year fixed rate2
- Ideal for easy budgeting
Adjustable-rate mortgage
Enjoy adjustable payment options and lower initial interest rates.
- Fixed rate for the first 5, 7 or 10 years3
- After fixed term ends, rate adjusts
Eligibility requirements:
- Primary applicant must be a foreign national and not a primary U.S. resident. Must have a valid foreign passport and visa
- Primary applicant must provide a valid Canadian Social Insurance Number (SIN)
- Co-applicant may be a U.S. citizen
For more information, contact a mortgage banker.
Contact a mortgage banker
All fields are mandatory unless stated optional. Please don't include any confidential personal or financial information.
Meet our mortgage team
Our experienced mortgage team can help answer your questions and guide you through the application process.
William Adamchik
Foreign National Mortgage Banker
NMLS #: 171362
Tracy L. Butler
Foreign National Mortgage Banker
NMLS #: 839959
Patrick Mahoney
Foreign National Mortgage Banker
NMLS #: 584744
Frequently asked questions
Have more questions? Call us at 888-824-2287.