US middle-market companies continue to face numerous economic headwinds. Elevated commodity costs, rising interest rates, wage inflation, unfilled job openings and an initial lack of goods and materials followed by a surplus of inventory are just a few. In addition, ongoing uncertainty about the direction of the economy sparked more challenges for companies, particularly those with plans for investment in the near term. As a result of our current economic environment, credit markets curtailed aggressiveness around leverage, and certain lenders changed their credit appetite. This has created obstacles for current clients and prospective borrowers seeking certainty in their financial partners.
In this unpredictable environment, a relationship-focused partnership with our Asset-Based Lending team offers your business a long-term, collaborative approach and access to our network of partners. Instead of being viewed as a transaction with a banking partner, your business secures a valued relationship with CIBC. We seek to be a trusted advisor that can react quickly and accurately to unforeseen events, within or outside of your control. Whether you need capital investment, come across an acquisition opportunity, require balance sheet restructuring or are experiencing the loss of a key supplier and strained liquidity, our team will listen before engaging in transparent, open dialogue with all stakeholders about achieving the most advantageous outcome.
With experience lending through a long history of market cycles, we maintain an unwavering commitment to relationships. Our creative and flexible strategies, as well as our network of far-reaching industry connections, helps us deliver the right solutions at the right time. We’ve surrounded ourselves with knowledgeable advisors specializing in the following:
- Process and operational improvement consultants
- Nonbank lending partners
- Mezzanine and junior debt lenders
- Equipment finance
At CIBC, decades of experience in our Asset-Based Lending team tell us that turbulence will come and (eventually) go. Companies will always need a relationship-driven financial partner to help them weather the storm. This approach provides middle-market clients with the peace of mind that CIBC will continue to be a strategic partner for their business in market cycles of growth and contraction. And given current market conditions, there is no better time to have a focused, relationship-driven lender as your partner. We continue to find creative ways for middle-market companies to get the capital they need for strategic investment and customer demands.
To learn more about our creative financing solutions and our capabilities, contact Brandon Barr at Brandon.Barr@cibc.com Opens your email app. or call 312-307-0728 Opens your phone app..
All loans subject to credit approval. The CIBC logo is a registered trademark of CIBC, used under license. Member FDIC and Equal Housing Lender.
Printed with permission of SFNet Midwest Chapter.