1 The annual percentage yield (APY) is accurate as of June 19, 2020. This is a variable rate account and the interest rate and APY can change at any time without notice. The minimum opening deposit is $1,000 but cannot exceed $250,000. The account balance cannot exceed $1,000,000. The minimum balance to obtain the APY is $0.01. Fees or withdrawals will reduce earnings. Offer is subject to change, and may be withdrawn, at any time without notice.
This account is available online only.
Withdrawals can be made by:
- External transfer to an account owned by you at another U.S. financial institution. External transfers using CIBC NetBanking will not be available for the first 30 days from the date an Account is opened. If you would like to transfer funds out of your account during that time, contact us at Opens in your phone app.1-844-704-7882Opens your phone app., Monday to Friday from 8:00 am to 7:00 pm or Saturday from 8:00 am to 1:00 pm CT.
- Written request for a check to be issued to all holders of the Account
- Internal transfer to another account at CIBC (only for existing account holders of CIBC Bank USA)
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