1 The annual percentage yield (APY) is accurate as of September 14, 2023. The minimum opening deposit is $1,000 and cannot exceed $5,000,000. We may impose a 30-day simple interest penalty if you withdraw any or all of your principal balance before maturity. Offer is subject to change, and may be withdrawn at any time without notice.
This account is available online only.
Withdrawals can be made by:
- Sending us a message through the “Contact Us” option in CIBC NetBanking
- Submitting a written request to CIBC Bank USA c/o CIBC Agility Certificate of Deposit Account Department, 6825 West 111th St. Worth, Illinois 60482.
Withdrawals will be made by check, payable to all holders of the CD, and mailed to the holders’ address of record. We may take up to 72 hours to process a withdrawal request.
2 We may impose up to a 30 day simple interest penalty if you withdraw early.
3 Returns assume funds are held through the end of the selected term.
4 To be eligible for an account, all applicants must have a current U.S. home address (includes Puerto Rico, but excludes other U.S. Territories).