CIBC AGILITY™ ONLINE CD

We’re backed by CIBC, a 150-year-old Toronto-based global financial institution. Our U.S. headquarters is in Chicago, Illinois. CIBC started in 1867, so we have over a century of experience helping our clients achieve financial success. We provide tailored commercial, wealth management, small business financial, personal and cross-border banking services. We invest in our businesses, our clients, our people and our communities.

The minimum deposit is $1,000. The maximum deposit is $5,000,000.

Deposit money into your account in several ways:

• Set up a one-time transfer from an external U.S. bank or credit union
• Send us a check:
  • Make your check payable to CIBC Bank USA. Include your account number on the memo line and mail it to CIBC Bank USA c/o Agility Accounts, 6825 West 111th St., Worth, Illinois 60482
• Transfer funds from your other CIBC Bank USA bank accounts

No, but you can open a new CD at the current rate and term.

Interest is compounded and credited to your account on a monthly basis.

At this time, we don't offer automated withdrawal of monthly interest. For information about withdrawing funds, refer to the Agility Certificate of Deposit Account Agreement and Disclosures (PDF, 255 KB). Opens in a new window.

We offer individual and joint account ownership (two owners) only at the time the account is opened. Accounts can’t be owned by a trust or established as a fiduciary or custodial account. Accounts can be established as Payable-On-Death (POD) Accounts after the account has been opened. To add POD beneficiaries, complete the Beneficiary Designation for a Payable-on-Death Account form (PDF, 130 KB) Opens in a new window.. If you’re a POD beneficiary and need to claim your funds after the death of all account owners, complete the POD Beneficiary Claim Form (PDF, 275 KB) Opens in a new window.. To have either of these forms sent to you, call us at 844-704-7882 Opens your phone app..