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Interest rate of up to 0.55% APY. Refer to footnote 1 for more details

CIBC AGILITY™ ONLINE CD

Future-proof your savings

Enjoy predictable returns and competitive rates with an online certificate of deposit (CD) from CIBC Bank USA.

Want to make an external transfer to fund your CD?

Why open an Agility CD?

Our online-only CDs mean we pass the savings on to you.

Keep more of your money

Bank without paying a monthly account maintenance fee, and pay only 30 days of simple interest if you withdraw early.

Competitive rates

Grow your money faster with monthly compounding interest, and earn a higher rate for accounts with $25,000 or more.

Guaranteed returns

Plan your future with ease. With locked-in rates, you always know how much you're earning.

Easy 24/7 access

Apply online, and manage your account using CIBC NetBanking or the CIBC US Mobile Banking App.

Choose a CD that fits your savings goal

Minimum deposit of $1,000

^{9 MONTH CD}

_{0.50% APY}

^{Accounts with $25,000 or more}

_{0.45% APY}

^{Accounts under $25,000}

Open account

^{12 MONTH CD}

_{0.55% APY}

^{Accounts with $25,000 or more}

_{0.50% APY}

^{Accounts under $25,000}

Open account

^{18 MONTH CD}

_{0.50% APY}

^{Accounts with $25,000 or more}

_{0.45% APY}

^{Accounts under $25,000}

Open account

^{24 MONTH CD}

_{0.50% APY}

^{Accounts with $25,000 or more}

_{0.45% APY}

^{Accounts under $25,000}

Open account

Open an Agility CD in 3 simple steps

Person using tablet to fill out application

Person using laptop to enter bank account information

Person using mobile banking

Step 1 of 3

Complete your online application

Here's what you need to apply:

✓ You must be 18 years of age or older

✓ Social Security number

✓ U.S. driver's license or state-issued identification

✓ Current U.S. home address

✓ Employment information

✓ Information about joint owner (if applicable)

✓ Tell us if you have a credit freeze

Step 2 of 3

Fund your account

We offer multiple ways to deposit your money:

✓ Transfer from another U.S. bank

✓ Mail us a check

✓ Transfer from your other CIBC Bank USA bank accounts

Step 3 of 3

Follow the steps in your confirmation email

To transfer money from another bank, activate your account

To fund your account by check, mail it to CIBC Bank USA c/o Agility Accounts, 6825 West 111th St., Worth, Illinois 60482

To view your internal transfer, sign on to NetBankingOpens a new window in your browser.

Savings that grow with you

Find peace of mind with a low-risk CD that's easy to manage online.

A family preparing a meal

Set it and forget it

Enjoy the security of a fixed rate with monthly compound interest.

A car driving along a coast

Multiple term options

Saving for retirement or your child’s education? Pick a CD that meets your needs.

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Worry-free banking

Relax knowing your CD is FDIC insured up to applicable limits and backed by CIBC’s 150 years of experience.

Have questions?

Who is CIBC Bank USA?

How do I fund my CIBC Agility Online CD?

Can I withdraw my monthly interest?

What happens when my CD matures?

What types of account ownership do you offer?

Need help? Connect with us

Call us at 844-704-7882

Download the mobile app

Email us

¹ The annual percentage yield (APY) is accurate as of March 18, 2020. The minimum opening deposit is $1,000 and cannot exceed $5,000,000. We may impose a 30-day simple interest penalty if you withdraw any or all of your principal balance before maturity. Offer is subject to change, and may be withdrawn at any time without notice.

This account is available online only.

Withdrawals can be made by:

Sending us a message through the “Contact Us” option in CIBC NetBanking
Submitting a written request to CIBC Bank USA c/o CIBC Agility Certificate of Deposit Account Department, 6825 West 111^th St. Worth, Illinois 60482.

Withdrawals will be made by check, payable to all holders of the CD, and mailed to the holders’ address of record. We may take up to 72 hours to process a withdrawal request.