CIBC Agility™ Online Savings Account

You may access your money in one of these easy ways:

• Make an external transfer to an account owned by you. (External transfers in CIBC NetBanking are not allowed until 30 days after account opening)
• Initiate a transfer from an account at another financial institution
• Request a check. To request a check:
  • Send us a message in CIBC NetBanking via the “Contact Us” option
  • Call us at 1-844-704-7882
  • Write us at: CIBC Bank USA c/o Agility Accounts 6825 West 111th St Worth, IL 60482
• Make a transfer to an existing CIBC Bank USA account in CIBC NetBanking

We offer individual and joint account ownership (two owners) only at the time the account is opened. Accounts cannot be owned by a trust or established as a fiduciary or custodial account. Accounts can be established as Payable-On-Death (POD) Accounts after the account has been opened. To add POD beneficiaries, complete the Beneficiary Designation for a Payable-on-Death Account form (PDF, 130 KB) Opens a new window in your browser.. If you’re a POD beneficiary and need to claim your funds after the death of all account owners, complete the POD Beneficiary Claim Form (PDF, 275 KB) Opens a new window in your browser.. To have either of these forms sent to you, call us at 844-704-7882Opens your phone app..

Your account number can be found on your statement or is accessible via CIBC NetBanking. After you have logged in to CIBC NetBanking, click on the “Accounts” tab and select “Statements.” If you do not have a CIBC NetBanking account, sign up for Online BankingOpens a new window in your browser. You must be enrolled in eStatements to view your statement in CIBC NetBanking.

Yes. You must deposit a minimum of $1,000 to open an Agility Savings Account.

The Agility Savings Account is a high-interest online savings account offered by CIBC Bank USA. With a higher interest rate, we can help you grow your savings faster. You can manage your savings completely online with CIBC NetBanking or the CIBC U.S. Mobile Banking App.

Who is CIBC Bank USA?

We’re backed by CIBC, a 150-year-old Toronto-based global financial institution. Our U.S. headquarters is in Chicago, Illinois. CIBC started in 1867, so we have over a century of experience helping our clients achieve financial success. We provide tailored commercial, wealth management, small business financial, personal and cross-border banking services. We invest in our businesses, our clients, our people and our communities.

Are there savings withdrawal limits?

Yes. You can only make up to 6 transfers or withdrawals by pre-authorized, automatic or telephone transfer to another account of yours or to a third party during each calendar month or 4-week statement cycle.

When will I start earning interest on new deposits?

Interest will begin to accrue on your deposits no later than the following business day after we receive your deposit.

How is interest on Agility Savings Account calculated?

Interest is compounded and credited to your account on a monthly basis.

Am I required to maintain a minimum balance?

Yes. You must maintain a daily balance of $.01 in order to earn the stated Annual Percentage Yield (APY).

Is my Agility Saving account FDIC insured?

Yes. Your accounts are FDIC insured up to the applicable limits.

How can I deposit more money?

You can deposit more money in the following ways:

• Use CIBC NetBanking to set up one-time or recurring transfers into your CIBC Agility Savings Account from other financial institutions
• Set up a direct deposit or an Automatic Clearing House (ACH) debit to an account from another financial institution
  
• Send us a check:
  • Make your check payable to CIBC Bank USA and include your account number on the memo line and send it to the following address: CIBC Bank USA c/o Agility Accounts 6825 West 111th St Worth, IL 60482
• Make an internal transfer from another deposit account you own with CIBC Bank USA