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Revised March 1, 2022
What does CIBC Bank USA do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Location — such as locating a CIBC Bank USA branch or ATM
- Contact information — such as name, email address or mobile number
- Camera — for use of Remote Deposit Capture
All financial companies need to share customers' personal information to run their everyday businesses. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CIBC Bank USA (CIBC) chooses to share; and whether you can limit this sharing.
To limit our sharing
Call toll-free: 877-448-6500 Opens your phone app.
Note: If you’re a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call toll-free at 877-448-6500 Opens your phone app.. You can also go to our homepage Opens your phone app.
Who are we
This notice is provided by CIBC Bank USA.
What we do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you:
- Open an account or make deposits or withdrawals from your account
- Pay your bills or apply for a loan
- Use your debit card or make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with the CIBC name and also include the following financial companies:
- CIBC National Trust Company;
- CIBC Private Wealth Advisors, Inc.;
- CIBC Delaware Trust Company;
- CIBC Private Wealth Group, LLC.;
- Canadian Imperial Bank of Commerce;
- CIBC World Markets Corp.; and
- CIBC Inc.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- CIBC Bank USA does not share with nonaffiliates so they can market to you
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include credit card companies.
Other Important Information
For California residents: We won’t share information we collect about you with nonaffiliates, except as permitted by California law, such as to service your account. We’ll limit sharing among our affiliates to the extent required by California law, unless you authorize us to make those disclosures.
For Vermont residents: We won’t share information we collect about you to nonaffiliated third parties, except as permitted by Vermont law, such as to service your account. We’ll limit sharing among our affiliates to the extent required by Vermont law, unless you authorize us to make those disclosures.