What does CIBC Bank USA do with your personal information?
Financial companies chose how they share youre personal information. Federal law gives consumers the right to limit som but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Account transactions and checking account information
- Transaction history and wire transfer instructions
When you are no longer a customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday businesses. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CIBC Bank USA (CIBC) chooses to share; and whether you can limit this sharing.
Who we are
Who is providing this notice?
This notice is provided by CIBC.
What we do
How does CIBC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CIBC collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Use your debit card
- Apply for a loan
- Pay your bills
- Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your credit worthiness
- Affiliaites from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with the CIBC or Atlantic Trust name and include the following financial companies:
- Atlantic Trust Company, National Association;
- AT Investment Advisers, Inc.;
- Atlantic Trust Company of Delaware;
- Atlantic Trust Group, LLC.;and
- Canadian Imperial Bank of Commerce (CIBC)
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- CIBC does not share with nonaffiliates so they can market to you
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include credit card companies.