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Current interest rate yield
5.01%
Save stress-free with no monthly fees
Keep more of your money and let your savings grow without worrying about monthly account fees.
Withdraw your funds without penalties
Relax knowing you can withdraw your money when you need it.
Bank conveniently wherever you go
Sign on to your account from anywhere with CIBC US NetBanking or the CIBC US Mobile Banking App.ⓘ
How much could your savings grow?
Account balance
Minimum amount: $1,000. Maximum amount: $1 million. Amount will round up to the nearest $1,000.
Time period
Estimated interest earned
Interest is compounded and credited to your account on a monthly basis.
What you'll need to apply
- Minimum $1,000 deposit
- Social Security number (SSN)
- US driver's license or state-issued identification
- Current US home addressⓘ
- Employment information
- Information about the joint account holder, if applicable
Tell us if you have a credit freeze
You'll need to lift any active credit freezes before applying.
What happens after you apply?
Follow the steps in the confirmation email
- Activate your account
- To get started with online banking, sign on to NetBanking
Add funds to your account
- Transfer money from another U.S. bank or move funds from your other CIBC Bank USA accounts
Maintain a minimum balance
- Keep a daily balance of at least $0.01 in your account to earn the stated Annual Percentage Yield (APY)
Learn more about CIBC Agility
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Helping you grow your savings
![test](/content/dam/us-public-assets/agility/images/man-and-daughter-hugging.jpg/_jcr_content/renditions/cq5dam.web.767.767.jpeg)
Keeping your money safe for over 150 years
Flexible online banking anywhere, anytime