Understanding what goes into calculating your credit score can help you when you're ready to buy a home.
Amy Folmer Rieke 3-minute read

Credit payment history

Debt-to-credit utilization

Length of credit history

Credit mix

Other considerations

The bottom line

All loans and other extensions of credit are subject to prior approval. The CIBC logo is a registered trademark of CIBC, used under license. ©2023 CIBC Bank USA.

Equal Housing Lender. Member FDIC logo