EasyPath Banking lending areas and income limits

Certain EasyPath Banking products are limited to borrowers who reside within one of the counties listed below with maximum family income no more than the income limit specified for the respective location.¹ There are no location or income limitations for the EasyPath Access account.

EasyPath Mortgage: Income limits 07/14/2026

All borrowers purchasing or refinancing a property in counties listed below, with total household income below the listed income maximum, are eligible for the program. There are no income restrictions for borrowers who are purchasing or refinancing a property in a low- or moderate-income census tractopens in a dialog..

MSA	Property location	Maximum family income
16984	Cook, DuPage and Will Counties, IL	$95,120
19804	Wayne County, MI	$66,320
20994	Kane County, IL	$102,000
29404	Lake County, IL	$113,680
41180	St. Louis City and St. Louis Counties, MO	$90,560
47664	Oakland and Macomb Counties, MI	$97,040
48424	Palm Beach County, FL	$86,080

EasyPath Personal and EasyPath Home Improvement Loans: Borrower income limits 07/14/2026

Borrower must reside in one of the counties below, and the borrower’s income cannot exceed the maximum family income for the respective area. There are no income restrictions for borrowers whose primary residence is located in a low- or a moderate-income census tract within one of the counties below.

MSA	Borrower’s place of residence	Maximum family income
16984	Cook, DuPage and Will Counties, IL	$118,900
19804	Wayne County, MI	$82,900
20994	Kane County, IL	$127,500
29404	Lake County, IL	$142,100
41180	St. Louis City and St. Louis Counties, MO	$113,200
47664	Oakland and Macomb Counties, MI	$121,300
48424	Palm Beach County, FL	$107,600