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IRA CD
| MINIMUM DEPOSIT TO OPEN | INTEREST EARNED | FEES |
|---|---|---|
$1,000 |
Yes |
No monthly maintenance fees |
Overview
A low-risk retirement account offered by CIBC Bank USA that earns a guaranteed return with fixed interest rates and a choice of term lengths.
Key Features
Earn a guaranteed interest rate with a choice of term lengths and enjoy the potential tax advantages of an Individual Retirement Account (IRA)1.
- Available in Traditional, Roth and Rollover IRA
- May provide tax advantages1
- No annual or custodial fees
- CDs are automatically renewed at maturity
Interest earned
Fixed interest rate and Annual Percentage Yield (APY).
Interest compounded and credited quarterly.
Fees and penalties
Early withdrawal penalties may be imposed for withdrawals before maturity. Additional fees for this account are provided to you in the Fee Schedule for Consumer Accounts.