1 The annual percentage yield (APY) is accurate as of May 1, 2018. This is a variable rate account and the interest rate and APY can change at any time without notice. The minimum opening deposit is $1,000 but cannot exceed $250,000. The account balance cannot exceed $1,000,000. The minimum balance to obtain the APY is $0.01. Fees or withdrawals will reduce earnings. Offer is subject to change, and may be withdrawn, at any time without notice.
This account is available online only.
U.S. federal regulations restrict the number of transactions that can be made from savings and money market accounts during each calendar month or 4-week statement cycle. You may only make up to 6 transfers or withdrawals by pre-authorized, automatic, or telephone transfer to another account of yours or to a third party.
Withdrawals can be made by:
- External transfer to an account owned by you at another financial institution
- Call the CIBC Bank USA Digital Service team at 844-704-7882 to request a check
- Internal transfer to another account at CIBC (only for existing account holders of CIBC Bank USA)
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