Your savings goals made simple

Current interest rate yield

4.61%

Save stress-free with no monthly fees

Keep more of your money and let your savings grow without worrying about monthly account fees.

Withdraw your funds without penalties

Relax knowing you can withdraw your money when you need it.

Bank conveniently wherever you go

Sign on to your account from anywhere with CIBC US NetBanking or the CIBC US Mobile Banking App. 

How much could your savings grow?

Account balance

Minimum amount: $1,000. Maximum amount: $1 million. Amount will round up to the nearest $1,000.

Minimum amount: $1,000. Maximum amount: $1 million. Move the slider to the value. Use left and right or down and up arrow keys to decrease or increase the value by $1,000; Page Up and Page down to decrease or increase the value by $100,000. Use home and end keys to reach the minimum and maximum values.

Time period Press space to select

  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years

Time period


Estimated interest earned

Interest is compounded and credited to your account on a monthly basis.

What you'll need to apply

  • Minimum $1,000 deposit
  • Social Security number (SSN)
  • US driver's license or state-issued identification
  • Current US home address 
  • Employment information
  • Information about the joint account holder, if applicable

What happens after you apply?

Follow the steps in the confirmation email

Add funds to your account

  • Transfer money from another U.S. bank or move funds from your other CIBC Bank USA accounts

Maintain a minimum balance

  • Keep a daily balance of at least $0.01 in your account to earn the stated Annual Percentage Yield (APY)

Learn more about CIBC Agility

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Helping you grow your savings

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Keeping your money safe for over 150 years

Flexible online banking anywhere, anytime 

Your savings account questions answered