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Personal Money Market
| MINIMUM DEPOSIT TO OPEN | INTEREST EARNED | Fees |
|---|---|---|
$50 |
Yes |
Yes |
Overview
A money market account offered by CIBC Bank USA that earns a competitive interest rate and provides liquidity and easy access to your money.
Key Features
Earns a tiered interest rate.
- Unlimited number of transfers or withdrawals made in person, by mail or at an ATM for payments to you, to your other CIBC Bank USA accounts or to us
- To open an account for a minor, visit a banking center1
- Monthly account statement includes free check images
- No checking account required
- Free online and mobile banking2
Interest earned
- Variable interest rate and Annual Percentage Yield (APY)
- Interest compounded and credited monthly
- Interest rate tiers are $0.01 to $2,499.99, $2,500 to $49,999.99, $50,000 to $99,999.99 and $100,000 or more
Fees
$15 fee per monthly statement cycle if the daily account balance falls below $2,500. Other service fees may apply. Refer to the Fee Schedule for Consumer Accounts we provide when you open your account.
Apply online
At this time, only residents of select counties in Illinois, Michigan, Missouri and Wisconsin are eligible to apply online.3 Find out if you're eligible and apply today.