Flexible saving

Do it all on your phone

Save on transaction fees

Get rewarded for saving with us

Account features

  • Open a Personal Money Market Account with no checking account required
  • Save the $15 monthly account fee by keeping your balance above $2,5002
  • Get free check images with each monthly account statement
  • Open your account with a deposit of just $503

Start banking with us

Apply at a banking center

To get started, you’ll need your identification, such as a driver’s license, state ID, military ID or passport (US or other) and proof of address.

  • Deposit cash at a banking center
  • Transfer funds from an existing CIBC Bank USA account 
  • Write a check from an external account

Apply online

At this time, only residents of select counties in California, Florida, Illinois, Michigan, Missouri and Wisconsin are eligible to apply online.4

Find out if you’re eligible and apply today.