EasyPath Access Account

MINIMUM DEPOSIT TO OPEN INTEREST EARNED Fees

$0

No

No monthly fees

Overview

An account offered by CIBC Bank USA specifically designed to help you avoid overdrafts and overdraft fees. CIBC Bank USA will stop transactions1 that would cause the account to become overdrawn.2

Key Features

  • No overdrafts or overdraft fees
  • No monthly fees
  • If you have insufficient funds in your account to complete a transaction, the transaction won't be paid
  • No minimum balance requirement
  • Non-interest bearing
  • Check-free account — avoid bounced check fees
  • Use your debit card to access your money online, through mobile banking, and at an ATM or banking center

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EasyPath Banking
The CIBC Bank USA EasyPath Access Account meets the Bank On National Account Standards for 2021-2022 and has been certified since September 2018 by the Cities for Financial Empowerment Fund.