Save for healthcare costs

Maximize your savings

Uncover tax advantages

Save for the unexpected

How to qualify for an HSA

  • 18 years of age or older
  • Covered under an HSA-qualified high-deductible health plan on the first day of any month
  • Not enrolled in Medicare
  • Not covered by any other health plan that's not a high-deductible health plan (except if plans provide certain types of limited coverage)
  • Not claimed as a dependent on someone else’s tax return

How to open an account

Apply at a banking center

To get started, you'll need your identification, such as driver's license, state ID, military ID or passport (US or other) and proof of address.

Ways to fund your account:

  • Deposit cash in branch
  • Transfer from an existing CIBC Bank USA account
  • Write a check from an external account

Maximize your contributions

For 2021, the maximum contribution is $3,600 for self-only coverage and $7,200 for family coverage.1

For more information, call us at 877-448-6500 Opens your phone app. or visit a banking center Opens in a new window..

Our accounts are FDIC-insured Opens in a dialog.

Your HSA questions answered