In a fast-paced world, you need a payment option that lets you check out fast ― without worrying about whether or not your information is secure. Your CIBC debit card is the solution for secure, convenient and stress-free money management.
Purchases made with your debit card withdraw directly from your CIBC bank account, so you don’t have to worry about creating debt or paying interest like you would with a credit card. Plus, your debit card can be used to pay for everyday expenses or special, once-in-a-while items you buy from retailers worldwide.
When you use your CIBC debit card, you can benefit from:
Security and safety
Each debit card employs chip technology recognized worldwide as a standard of safety and security for point-of-purchase sales. Our active fraud monitoring system also helps protect your money by detecting possible fraudulent transactions and verifying their authenticity with you before allowing additional purchases to occur.
Each card owner also enjoys an additional layer of protection with Mastercard Fraud Liability. Through this free service, if your card is lost or stolen, you won’t be held liable for unauthorized charges.1
Keeping tabs on your spending is important, and CIBC real-time alerts make it easy. You can choose from a variety of account and debit card alerts sent right to your phone so that you’ll always be in the know.
Convenience
The CIBC debit card can be used at any location where Mastercard is accepted. Since the card draws directly from your checking account, it eliminates the need to carry large amounts of cash or checkbooks when traveling or just going about your daily business. If you need cash, you can easily access your account 24 hours a day, 7 days a week at any ATM or request cash back on a point-of-purchase sale. Need to access your account through an ATM outside the CIBC network? We’ll waive the ATM fees on the spot for iCan Checking and myChoice Checking accounts
Best of all, you can see real-time details about all balances and transactions through the CIBC US Mobile Banking® App. All you have to do is sign on to the app, choose the account linked to your debit card and review the posted activity.
Stress-free money management
Your debit card can earn monthly cash back on purchases. Plus, unlike credit cards or traditional checks, your CIBC debit card comes with no annual fees, interest charges or late fees.
The card lets you take control of your spending by setting transaction limits and budgets, and establishing location limits for an added level of security. Misplace your card? No worries. With CIBC debit card controls, you can easily disable and enable your card as needed.
Are you ready to unlock the benefits of CIBC’s debit card? Request your card today by visiting a banking center or calling us.
