myChoice Checking Account

myChoice is an interest-bearing checking account offered by CIBC Bank USA that rewards you for trusting us to meet your everyday banking needs. It’s based on your relationship balances – the total amount you have in deposits or outstanding loan balances with us in qualifying related accounts.

Which level applies to you?1

What balances do you maintain in qualifying Related Accounts with CIBC Bank USA? 2,3

Submit
Free Debit/ATM Card
Free online and mobile banking 4
Earns Interest
Account Maintenance Fee
Monthly foreign ATM fee refunds 6 per statement cycle 7
Interest Rate Bonus 8 on Related Accounts 2
No annual fee for new home equity line of credit 9
No annual fee on overdraft line of credit 10
Free cashiers checks 7
Overdraft and NSF fee refunds 11 per statement cycle 7
Easy
Free Debit/ATM Card
Free online and mobile banking 4
Earns Interest
Account Maintenance Fee
$15 5
Everyday
Free Debit/ATM Card
Free online and mobile banking 4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds 6 per statement cycle 7
Up to $6
Plus
Free Debit/ATM Card
Free online and mobile banking 4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds 6 per statement cycle 7
Up to $12
Interest Rate Bonus 8 on Related Accounts 2
+0.05%
No annual fee for new home equity line of credit 9
No annual fee on overdraft line of credit 10
Free cashiers checks 7
Premium
Free Debit/ATM Card
Free online and mobile banking 4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds 6 per statement cycle 7
Up to $25
Interest Rate Bonus 8 on Related Accounts 2
+0.08%
No annual fee for new home equity line of credit 9
No annual fee on overdraft line of credit 10
Free cashiers checks 7
Overdraft and NSF fee refunds 11 per statement cycle 7
1
Prestige
Free Debit/ATM Card
Free online and mobile banking 4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds 6 per statement cycle 7
Up to $50
Interest Rate Bonus 8 on Related Accounts 2
+0.10%
No annual fee for new home equity line of credit 9
No annual fee on overdraft line of credit 10
Free cashiers checks 7
Overdraft and NSF fee refunds 11 per statement cycle 7
1

Frequently Asked Questions