myChoice Checking Account

myChoice is an interest-bearing checking account that rewards you for trusting us to meet your everyday banking needs. It’s based on your relationship balances – the total amount you have in deposits or outstanding loan balances with us in qualifying related accounts.

Which level applies to you?1

What balances do you maintain in qualifying Related Accounts with CIBC? 2,3

Submit
Free Debit/ATM Card
Free online and mobile banking4
Earns Interest
Account Maintenance Fee
Monthly foreign ATM fee refunds6 per statement cycle7
Interest Rate Bonus8 on Related Accounts2
No annual fee for new home equity line of credit9
No annual fee on overdraft line of credit10
Free cashiers checks7
Overdraft and NSF fee refunds11 per statement cycle7
Easy
Free Debit/ATM Card
Free online and mobile banking4
Earns Interest
Account Maintenance Fee
$155
Everyday
Free Debit/ATM Card
Free online and mobile banking4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds6 per statement cycle7
Up to $6
Plus
Free Debit/ATM Card
Free online and mobile banking4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds6 per statement cycle7
Up to $12
Interest Rate Bonus8 on Related Accounts2
+0.05%
No annual fee for new home equity line of credit9
No annual fee on overdraft line of credit10
Free cashiers checks7
Premium
Free Debit/ATM Card
Free online and mobile banking4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds6 per statement cycle7
Up to $25
Interest Rate Bonus8 on Related Accounts2
+0.08%
No annual fee for new home equity line of credit9
No annual fee on overdraft line of credit10
Free cashiers checks7
Overdraft and NSF fee refunds11 per statement cycle7
1
Prestige
Free Debit/ATM Card
Free online and mobile banking4
Earns Interest
Account Maintenance Fee
No Fee
Monthly foreign ATM fee refunds6 per statement cycle7
Up to $50
Interest Rate Bonus8 on Related Accounts2
+0.10%
No annual fee for new home equity line of credit9
No annual fee on overdraft line of credit10
Free cashiers checks7
Overdraft and NSF fee refunds11 per statement cycle7
1

Frequently Asked Questions